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Salary Advance

Advance Your Financial Health

Salary Advance Loans from Stately Credit are designed to help you get ahead and stay there. Safely access up to 50% of your monthly salary and pay $0 in fees—regardless of your credit history.
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Advance your financial health with a salary advance

Your Financial Future Deserves This

Leave high-risk, expensive payday loans in the past. Accessing the money you’ve already earned—ahead of payday—shouldn’t come at the expense of your future. With a Salary Advance from Stately Credit, it won’t have to.

No Credit Check Required

A stable job with an employer that offers Stately Credit employee benefits is all you need to be approved—we promise!

Avoid High-Risk Payday Loans

We believe everyone deserves the chance to get ahead, without sacrificing financial security to do it.

Get Money Fast

Salary Advance's are approved and disbursed within 24 business hours. Because waiting is not always an option.

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Here’s What You Need to Know

Our Salary Advance’s may sound like it, but they are not too good to be true. Simply put, we’ve seen too many people fall prey to dangerous payday loans and knew we could do something about it. So, we did.

How Much Can I Borrow?

Employees with paid time off or vacation time can borrow $100-$2,500—not to exceed 50% of your monthly salary amount.

How Much Does it Cost?

Aside from a small origination fee, you won’t pay anything for your Salary Advance —including monthly interest. Regardless of credit history.

How Do I Pay it Back?

Stately Credit works with employers to enable direct payments from your salary each month. You can pay it back in one installment, or spread it out over six months. With $0 in interest, the choice is truly yours.

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Loans under the Stately Credit branded loan program (Stately) are made by First Financial Credit Union (FFCU), an Illinois chartered credit union, NCUA insured. An FFCU membership is required in order to obtain a Stately Credit loan from FFCU. Stately loans are serviced by First Financial Servicing, LLC (FFS).

Stately loan amounts range from $1,000 to $10,000 with loan terms from 6 to 24 months. Loans are generally repaid via a payroll direct deposit. The APR for Stately loans ranges from 12% to 35.99%.

To qualify for the lowest rate, applicant must have a responsible financial history, be employed and paid through a payroll processor and repay via a payroll direct deposit.

Our loans are subject to credit approval and verification. We may gather information about you including, but not limited to, credit bureau information, information for verification of income and of your expenses. We also verify your identity. Income and debt must meet eligibility requirements as established by our underwriting guidelines which is subject to change without notice.

As an example: A 2 year $5,000 loan with a 22.95% simple interest rate and a $25 one time fee has 52 bi-weekly installments of $132 each and an A.P.R. of 23.49%. This example is an estimate only and assumes all payments are made on time.

Stately loans are not currently available in all states and are not currently available to active members of the military and/or their dependents.

By providing your email address and phone number to Stately Credit LLC, you agree that Stately Credit LLC, FFCU, or FFS may use it to communicate with you about debt via email, phone, or text message.

Important Information About Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that when you open an account with FFCU, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver’s license or other identifying documents.

We are committed to making our website's content accessible and user-friendly to everyone. If you are having difficulty viewing or navigating the content on this website, or notice any content, feature, or functionality that you believe is not fully accessible to people with disabilities, please call our Customer Service team at 844-408-2444-, Monday – Friday, 9 a.m. – 5 p.m., Central Time.