Resources and Guides

Resources and Guides

As financial educators, we’re excited to help you take control of your finances, one step at a time.

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An Easy Biweekly Money Saving Challenge To Try!

October 14, 2022

What if I told you that saving money can actually be fun? It’s true! Money savings challenges …

401k Loan vs Personal Loan: Which is Best For You?

October 13, 2022

Did you have an unexpected expense pop up and need cash fast? Or maybe you need money …

How To Get 800 Credit Score

October 10, 2022

Why should you learn how to get an 800 credit score or higher? Having good credit is …

52 Week Challenge: A Helpful Guide

October 8, 2022

Saving money is essential to financial success. Having a healthy savings account can help you with emergencies, …

7 Types Of Unexpected Expenses And How To Plan For Them

October 7, 2022

Sometimes life throws a wrench in your plans, and you face unexpected expenses you weren’t ready for. …

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Loans under the Stately Credit branded loan program (Stately) are made by First Financial Credit Union (FFCU), an Illinois chartered credit union, NCUA insured. An FFCU membership is required in order to obtain a Stately Credit loan from FFCU. Stately loans are serviced by First Financial Servicing, LLC (FFS).

Stately loan amounts range from $1,000 to $10,000 with loan terms from 6 to 24 months. Loans are generally repaid via a payroll direct deposit. The APR for Stately loans ranges from 12% to 35.99%.

To qualify for the lowest rate, applicant must have a responsible financial history, be employed and paid through a payroll processor and repay via a payroll direct deposit.

Our loans are subject to credit approval and verification. We may gather information about you including, but not limited to, credit bureau information, information for verification of income and of your expenses. We also verify your identity. Income and debt must meet eligibility requirements as established by our underwriting guidelines which is subject to change without notice.

As an example: A 2 year $5,000 loan with a 22.95% simple interest rate and a $25 one time fee has 52 bi-weekly installments of $132 each and an A.P.R. of 23.49%. This example is an estimate only and assumes all payments are made on time.

Stately loans are not currently available in all states and are not currently available to active members of the military and/or their dependents.

By providing your email address and phone number to Stately Credit LLC, you agree that Stately Credit LLC, FFCU, or FFS may use it to communicate with you about debt via email, phone, or text message.

Important Information About Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that when you open an account with FFCU, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver’s license or other identifying documents.

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