About Us | Stately Credit

The Stately Story

Growing up, I watched my closest friend’s family break under the weight of a heavy financial burden. I sat helpless as the smart and ambitious person I knew best in this world, turned to dangerous coping mechanisms in the wake of his parent’s divorce. It was in this moment, decades ago, when I knew I had to do something to help.

Throughout my career, I’ve seen well-paid people struggle with finances and fall into a cycle of debt. I have witnessed co-workers and friends take out high-risk payday loans and advances because they were made to believe it was their only option. I’ve watched more families crumble, lives destroyed, and relationships end, all because of money.

While I wasn’t able to help my friend all those years ago, I founded Stately Credit so others could safely get the financial support and education they need. Our salary-linked loan program is a no-cost benefit to employers and allows American employees to access safe and affordable loans without relying on high interest credit cards, dipping into retirement funds early, or dangerous payday loans.

As much as I wish that this type of service was available decades ago, I’m proud that Stately Credit is able to help countless individuals, families, and businesses moving forward.

“Our world can be different if we are not indifferent.”

Sincerely,

Shanzaib “Zaib” Khan Malik

Founder & CEO

MISSION

To enhance the financial wellbeing of millions of individuals, families, and businesses throughout the United States.

Stately Credit is here for you.

However you need support, our team is standing by to help. Reach out now to get started.

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Loans under the Stately Credit branded loan program (Stately) are made by First Financial Credit Union (FFCU), an Illinois chartered credit union, NCUA insured. An FFCU membership is required in order to obtain a Stately Credit loan from FFCU. Stately loans are serviced by First Financial Servicing, LLC (FFS).

Stately loan amounts range from $1,000 to $10,000 with loan terms from 6 to 24 months. Loans are generally repaid via a payroll direct deposit. The APR for Stately loans ranges from 12% to 35.99%.

To qualify for the lowest rate, applicant must have a responsible financial history, be employed and paid through a payroll processor and repay via a payroll direct deposit.

Our loans are subject to credit approval and verification. We may gather information about you including, but not limited to, credit bureau information, information for verification of income and of your expenses. We also verify your identity. Income and debt must meet eligibility requirements as established by our underwriting guidelines which is subject to change without notice.

As an example: A 2 year $5,000 loan with a 22.95% simple interest rate and a $25 one time fee has 52 bi-weekly installments of $132 each and an A.P.R. of 23.49%. This example is an estimate only and assumes all payments are made on time.

Stately loans are not currently available in all states and are not currently available to active members of the military and/or their dependents.

By providing your email address and phone number to Stately Credit LLC, you agree that Stately Credit LLC, FFCU, or FFS may use it to communicate with you about debt via email, phone, or text message.

Important Information About Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that when you open an account with FFCU, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver’s license or other identifying documents.

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