Apply for a Personal Loan in Minutes
In just three simple steps, you’ll be on your way to achieving
the financial wellbeing you deserve.
1. Create a secure account with Stately Credit
2. Apply for a low-interest personal loan by filling out a simple, online application form.
3. Your loan will be approved and funded within 48 hours. Loans are paid back through monthly salary deductions, and are designed to help improve your credit score.
Find Out if You Qualify
Maybe you’ve had trouble qualifying for loans in the past. Maybe you’ve never applied for a personal loan, and aren’t sure what to expect. At Stately Credit, our goal is to make it as easy as possible for people to get out of debt responsibly.
If you’re interested in applying for a salary-linked personal loan through Stately Credit, here are the requirements you’ll need to meet:
- • Aged 21 or over
- • Minimum six months permanent employment with your current employer
- • Not currently in a probationary or notice period of employment
- • Not been registered as insolvent in the past six years
- • Not entered into an individual voluntary agreement (ICA) in the past six years
- • Annual gross income equal or greater to the current minimum wage
- • Borrowing for personal needs and not for any business purposes or speculative investments
If you meet the above criteria, good news! You can apply for a personal loan through Stately Credit right now. Still on the fence? Learn more about how salary-linked loans work and whether this type of lending is right for you.
Credit Check
Applying Won’t Damage Your Credit
At Stately Credit, we’re able to approve more borrowers than traditional banks and financial institutions. We use information from your credit report to inform our lending decision and set interest rates. When you initially apply for a loan on our website, we run a ‘soft credit check,’ also known as a ‘quotation search.’ This type of credit check will not be reported and your score will not change as a result of a soft inquiry
If you’re found to be eligible for a loan, we’ll use your full credit report to confirm. We’ll let you know our decision within 48 hours of receiving your application.
If you don’t-yet qualify for a Stately Credit personal loan, no further credit checks will be performed. We’ll connect you to our Financial Wellbeing Hub and invite you to apply for another loan after a six month period.
What We Need to Know
Ready to apply for a salary-linked personal loan? Here’s what you should have on-hand before beginning your loan application:
Full details of your employment, including: contact information, current salary, and start date
Addresses of where you’ve lived for the past three years
Details of any credit cards of existing loan agreements and accounts
As soon as you have everything ready, you can begin the secure application process directly on our website.
How Can We Help?
Have questions about Stately Credit or how salary-linked employee loans work? Please review our FAQs or call one of our friendly team members for more information or assistance.