Resources & Guides - Stately Credit - Page 2

Resources and Guides

As financial educators, we’re excited to help you take control of your finances, one step at a time.

All
Budgeting & Saving
Credit & Loans
Guides
HR
Pay Off Debt

The 10 20 Rule: What it is and How it works

October 5, 2022

Some say rules are made to be broken, but when it comes to following financial rules and ...

Best Allotment Loans for Postal Employees in 2022

August 23, 2022

An ultimate guide on the best allotment loans for postal employees.

Payday Alternative Loans in 2022: An Ultimate Guide

August 19, 2022

If you’re living paycheck to paycheck and struggling to make ends meet, borrowing a little cash to ...

What is a salary advance loan, and how do i qualify

What is a salary advance loan?

August 16, 2022

A salary advance is a loan that allows you to borrow money directly out of your paycheck. ...

What is an allotment loan?

What is an allotment loan? A helpful guide

August 10, 2022

An allotment loan is a type of loan that requires monthly payments to be taken directly out ...

Copyright © 2023 Stately Credit™ | All Rights Reserved

By using this website, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information

Loans under the Stately Credit branded loan program (Stately) are made by First Financial Credit Union (FFCU), an Illinois chartered credit union, NCUA insured. An FFCU membership is required in order to obtain a Stately Credit loan from FFCU. Stately loans are serviced by First Financial Servicing, LLC (FFS).

Stately loan amounts range from $1,000 to $10,000 with loan terms from 6 to 24 months. Loans are generally repaid via a payroll direct deposit. The APR for Stately loans ranges from 12% to 35.99%.

To qualify for the lowest rate, applicant must have a responsible financial history, be employed and paid through a payroll processor and repay via a payroll direct deposit.

Our loans are subject to credit approval and verification. We may gather information about you including, but not limited to, credit bureau information, information for verification of income and of your expenses. We also verify your identity. Income and debt must meet eligibility requirements as established by our underwriting guidelines which is subject to change without notice.

As an example: A 2 year $5,000 loan with a 22.95% simple interest rate and a $25 one time fee has 52 bi-weekly installments of $132 each and an A.P.R. of 23.49%. This example is an estimate only and assumes all payments are made on time.

Stately loans are not currently available in all states and are not currently available to active members of the military and/or their dependents.

By providing your email address and phone number to Stately Credit LLC, you agree that Stately Credit LLC, FFCU, or FFS may use it to communicate with you about debt via email, phone, or text message.

Important Information About Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that when you open an account with FFCU, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver’s license or other identifying documents.

We are committed to making our website's content accessible and user-friendly to everyone. If you are having difficulty viewing or navigating the content on this website, or notice any content, feature, or functionality that you believe is not fully accessible to people with disabilities, please call our Customer Service team at 844-408-2444-, Monday – Friday, 9 a.m. – 5 p.m., Central Time.