Financial Wellbeing in the Workplace Starts Here
A partnership that goes beyond.
American Workers are Financially Stressed
The Financial Health of Your Employees Matters
Offer the no-cost workplace benefit that puts you ahead of the competition and helps your employees overcome financial obstacles so they can be more focused, productive, and engaged.
Your Business
Lower Productivity
Absenteeism and lower productivity tied to financial stress is costing more than $1,900 per year, per employee. John Hancock,2019
Higher Turnover
40% of workplace turnover is due to financial stress. Pension consultants inc, 2014
Higher Healthcare Costs
33% of workers have put off medical treatment due to cost in the last 12 months. Gallup, 2019
Their Retirement Plan
Lower Contributions
About half (49%) of workers consider themselves behind schedule when it comes to saving for retirement. John Hancock, 2019
Lower Balances
69% of Americans have less than $1,000 saved for retirement.
Higher Loans
21% of eligible participants borrow against their 401(k). Employee benefit
Financial education alone is not enough
That’s Where We Come In
Salary-Linked Employee Loans Can Help
Stop 401(k) Leakage
Financial wellness and salary-linked loans provide employees with a more responsible safety net. So when emergencies occur, they don’t resort to raiding their retirement account early.
Improve Retirement Savings
More than half of all Americans dip into their retirement savings early—and those who default lose an average of $300,000. Thanks to employee loans, this happens less often.
Pay Off High Interest Loans
Employees can pay off several high interest loans with one affordable salary-linked loan. Repayments are made through salary deductions, so they’ll never have to worry about missing a payment again.
Help Prevent Bankruptcies
530,000 families turn to bankruptcy each year, in large part due to medical bills. Salary-linked loans offer an affordable and responsible alternative to personal bankruptcy declarations.
How it Works
1. Sign Up
Create a secure account on our website to get started. From registration to implementation and beyond—our dedicated team will be with you every step of the way.
2. Spread the Word
Tell your employees the good news while demonstrating your commitment to their financial wellbeing. We’ll give you everything you need to promote this incredible benefit so you can sit back and be the office hero.
3. Pass on the Savings
Linking repayments to salary deductions means less risk and reduced operational costs for us. For you and your team, it means lower costs and better interest rates.
Why Stately Credit?
Quick Implementation
Start helping your employees as soon as tomorrow. Our quick and easy onboarding process was designed to make your life easier while making their lives better.
Turnkey Solution
Provide your employees with this life-changing benefit without changing your payroll process or adding more work to your day. Processing deductions is quick and easy, and we’ll be there for you every step of the way.
Promote Financial Wellness
Improve their financial wellbeing and boost workplace productivity, all at no cost to you. Offer financial peace of mind through salary-linked loans and financial wellness programs from Stately Credit.