Pay Off Debt - Stately Credit

The 10 20 Rule: What it is and How it works

Some say rules are made to be broken, but when it comes to following financial rules and ratios, they can keep your finances in check. Many financial institutions use money ratios to determine whether borrowers qualify for loans. However, you can use other financial rules personally to help you manage your money and debt responsibly. […]

How to Spot a Debt Settlement Scam

Facing mounds of debt brings out the most painful emotions: fear, despair, anxiety. And when you’re stuck in the never-ending cycle of paying debt and living paycheck to paycheck, you’d do anything to get out, right? That’s what debt settlement scammers are betting on. Yes. It happens everyday. You get a call from someone who […]

5 Common Debt Scams (And How to Avoid Them)

Most of us have gotten the “call.” A debt collector, lawyer, law enforcement officer, or government official is on the phone, and they’re asking you to pay your debts—today. Failure to do so will result in jail, property seizure, or wage garnishments. They’re actually doing you a favor by calling: pay them now, and you’re […]

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Loans under the Stately Credit branded loan program (Stately) are made by First Financial Credit Union (FFCU), an Illinois chartered credit union, NCUA insured. An FFCU membership is required in order to obtain a Stately Credit loan from FFCU. Stately loans are serviced by First Financial Servicing, LLC (FFS).

Stately loan amounts range from $1,000 to $10,000 with loan terms from 6 to 24 months. Loans are generally repaid via a payroll direct deposit. The APR for Stately loans ranges from 12% to 35.99%.

To qualify for the lowest rate, applicant must have a responsible financial history, be employed and paid through a payroll processor and repay via a payroll direct deposit.

Our loans are subject to credit approval and verification. We may gather information about you including, but not limited to, credit bureau information, information for verification of income and of your expenses. We also verify your identity. Income and debt must meet eligibility requirements as established by our underwriting guidelines which is subject to change without notice.

As an example: A 2 year $5,000 loan with a 22.95% simple interest rate and a $25 one time fee has 52 bi-weekly installments of $132 each and an A.P.R. of 23.49%. This example is an estimate only and assumes all payments are made on time.

Stately loans are not currently available in all states and are not currently available to active members of the military and/or their dependents.

By providing your email address and phone number to Stately Credit LLC, you agree that Stately Credit LLC, FFCU, or FFS may use it to communicate with you about debt via email, phone, or text message.

Important Information About Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that when you open an account with FFCU, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver’s license or other identifying documents.

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