Resources and Guides

Resources and Guides

As financial educators, we’re excited to help you take control of your finances, one step at a time.

All
Budgeting & Saving
Credit & Loans
Guides
HR
Pay Off Debt

7 questions to ask before using your emergency fund

7 Questions to Ask Before Dipping Into Your Emergency Fund

July 1, 2021

Life has an interesting way of throwing you curveballs. And fewer than 4 in 10 Americans have …

What is the debt snowball strategy

What Is the Debt Snowball Strategy?

June 30, 2021

When it comes to eliminating debt, there’s no such thing as a one-size-fits-all approach. With the debt …

Debt Avalanche strategy for paying off debt

What Is The Debt Avalanche Strategy?

June 29, 2021

Knowing how to pay off your debt effectively can be overwhelming, especially when you’re juggling multiple high-interest …

How the 50/30/20 budget works

The 50/30/20 Budget: A Definitive Guide

June 28, 2021

Many people don’t realize that the 50/30/20 budget was created by none other than the 2020 Democratic …

11 Benefits of Having a Good Credit Score

11 Benefits of Having a Good Credit Score

June 26, 2021

Credit scores play an important part in our financial futures. A great score could help you get …

Copyright © 2023 Stately Credit™ | All Rights Reserved

By using this website, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information

Loans under the Stately Credit branded loan program (Stately) are made by First Financial Credit Union (FFCU), an Illinois chartered credit union, NCUA insured. An FFCU membership is required in order to obtain a Stately Credit loan from FFCU. Stately loans are serviced by First Financial Servicing, LLC (FFS).

Stately loan amounts range from $1,000 to $10,000 with loan terms from 6 to 24 months. Loans are generally repaid via a payroll direct deposit. The APR for Stately loans ranges from 12% to 35.99%.

To qualify for the lowest rate, applicant must have a responsible financial history, be employed and paid through a payroll processor and repay via a payroll direct deposit.

Our loans are subject to credit approval and verification. We may gather information about you including, but not limited to, credit bureau information, information for verification of income and of your expenses. We also verify your identity. Income and debt must meet eligibility requirements as established by our underwriting guidelines which is subject to change without notice.

As an example: A 2 year $5,000 loan with a 22.95% simple interest rate and a $25 one time fee has 52 bi-weekly installments of $132 each and an A.P.R. of 23.49%. This example is an estimate only and assumes all payments are made on time.

Stately loans are not currently available in all states and are not currently available to active members of the military and/or their dependents.

By providing your email address and phone number to Stately Credit LLC, you agree that Stately Credit LLC, FFCU, or FFS may use it to communicate with you about debt via email, phone, or text message.

Important Information About Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that when you open an account with FFCU, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver’s license or other identifying documents.

We are committed to making our website's content accessible and user-friendly to everyone. If you are having difficulty viewing or navigating the content on this website, or notice any content, feature, or functionality that you believe is not fully accessible to people with disabilities, please call our Customer Service team at 844-408-2444-, Monday – Friday, 9 a.m. – 5 p.m., Central Time.